If You Canceled Your Automobile Insurance with Permanent General Assurance Corporation (d/b/a/ The General), a Class Action Lawsuit May Affect Your Rights
If You Canceled Your Automobile Insurance with Permanent General Assurance Corporation (d/b/a The General), on or after October 27, 2015, you are a member of this class action lawsuit.
On April 11, 2022, the United States District Court for the Southern District of Florida, certified this lawsuit as a class action. By certifying the case, the Court has allowed the Plaintiffs (also referred to as the Class Representatives)—Dorine Connor and Myrtle Pugh—to pursue the claims of all Class Members against Permanent General Assurance Corporation (“Permanent General”) in addition to pursuing their individual claims for damages.
What is this class action lawsuit about? The Class Representatives sued Permanent General alleging that Permanent General breached its insurance contracts and was unjustly enriched by failing to provide proper refunds of unearned premiums when Florida customers voluntarily canceled their automobile insurance.
On April 28, 2022, the Court granted judgment in Plaintiffs’ favor as to Plaintiffs’ theory of liability in the case, but denied judgment in Plaintiffs’ favor on the determination of monetary damages incurred by Plaintiffs and Class Members. The Court ruled that a determination of damages will be resolved at trial. There is no money available now and no certainty there will be. However, your legal rights are affected, and you have a choice to make now:
| YOUR LEGAL RIGHTS AND OPTIONS IN THIS LAWSUIT: | |
|---|---|
Do Nothing |
Stay in this lawsuit. Await the outcome. Give up certain rights. By doing nothing, you keep the possibility of getting money or benefits that may come from a trial or a settlement in this case. But you give up any right to sue Permanent General separately on any claim in this lawsuit. |
Exclude Yourself by |
Get out of this lawsuit. Get no benefits from it. Keep your rights. If you ask to be excluded from the lawsuit and money or benefits are later awarded, you won’t share in those. But you keep any right to sue Permanent General separately on the claims in this lawsuit. |
These rights and options—and the deadlines to exercise them—are explained in the Notice.
Claims against Permanent General must be proven. If money or other benefits are obtained from Permanent General, you will be notified about how those benefits will be distributed to you.